Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Senior citizens have problems with debt just like everyone else. Over the last couple of weeks, I've met with two sweet older ladies to discuss their ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott You may think the bankruptcy process consists of dumping information into your bankruptcy lawyer's lap and having all your problems quickly solved. Not so. A successful bankruptcy is ... Continue Reading »
Written Charleston Bankruptcy Lawyer, Russell A. DeMott Your bankruptcy filing will not appear in your local newspaper. About once a month I get asked about this. Clients believe that the local newspaper reports bankruptcy filings ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Bankruptcy is GOOD for your credit score! "Wait a second!" you say, "bankruptcy ruins your credit for 10 years. Everyone knows that!" False. People come to me with ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Reaffirmation agreements and the law surrounding can be downright confusing. In fact, the law on this topic is so bizarre that it reminds me of the ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Bankruptcy lawyers spend almost all their time dealing with the law as it is. After all, we're not members of Congress. But as I deal with our ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott James Moroney's bankruptcy site is a "must visit" if you need information about consumer bankruptcy. The site, consumerbankruptcytutor.com, is a sort of video equivalent of ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott "Meeting Your Bankruptcy Lawyer." True, maybe I'll be your bankruptcy lawyer, but I really don't like the title of this post. It could just ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Chapter 13 bankruptcy is a tool of sorts. You can do some things in Chapter 13 you just can't do in Chapter 7--stripping mortgages, for ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott This isn't the first time I've written on bankruptcy and its effect on your credit score. In "How Long Will Bankruptcy Screw Up My Credit," ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankruptcy requires some work. Sure, you expect the bankruptcy lawyer to work, but there's also some work that the client must do. The straight scoop If ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott When you meet with your bankruptcy lawyer, you'll have to fill out a fairly lengthy questionnaire about your finances. Among other things, you'll need to ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Chapter 13 bankruptcy changed significantly in 2005 with the advent of our new Bankruptcy Code. As I tell my clients, "Chapter 13 used to be ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankruptcy--in Charleston or anywhere else--means money is tight. Bankruptcy also gives the "honest but unfortunate debtor" a fresh start. Debts are discharged, and ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankruptcy when you're married usually means both spouses filing together, but not always. The Bankruptcy Code is clear that even when a married couple files together, ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott I frequently get questions about judgments. Some of the questions I'm asked are: Must I file bankruptcy prior to being sued? Must I file bankruptcy prior to ... Continue Reading »
Written by Summerville Bankruptcy Lawyer, Russell A. DeMott Avoiding bankruptcy is a topic I regularly visit with clients. None of my clients want to file bankruptcy if there's some other viable alternative. ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankruptcy involves assembling documents for your lawyer--lots of documents. If you don't know this yet, well, Grasshopper, you have just begun your quest to ... Continue Reading »
Guest Post Written by Rome, Georgia Bankruptcy Lawyer, Jeff Kelly When filing bankruptcy, if your spouse has not signed any contracts with you, your spouse's credit score will not be affected by your filing. Before ... Continue Reading »
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankrupty means listing all your debts. Sometimes I hear clients say that they don't want to "file on" a certain debt. However, you ... Continue Reading »
