January 26th, 2012 | 2 Comments ››
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott
Debt buyers claim they have the right to collect for the original creditor. But do they?
You couldn't pay that credit card debt a few years ago, ... Continue Reading »
December 4th, 2011 | 2 Comments ››
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott
Student loans are, practically speaking, almost non-dischargeable in bankruptcy. The Bankruptcy Code and the law interpreting it says, in essence, that the debtor must be disabled ... Continue Reading »
July 24th, 2011 | 1 Comment ››
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott
Wage garnishment is extremely limited in South Carolina, though debt collectors will attempt to convince you otherwise. Still, there are exceptions you need to understand.
While almost ... Continue Reading »
February 12th, 2011 | 2 Comments ››
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott
401(k) loans are treated differently in Chapter 7 bankruptcy than they are in Chapter 13 bankruptcy. And by "401(k) loans" I mean any deferred compensation ... Continue Reading »
October 26th, 2010 | 2 Comments ››
Guest post written by Philadelphia Bankruptcy Lawyer, Dan Mueller
When I first started taking bankruptcy cases in the 1990s, I rarely had a senior citizen as a client. Today, it is not unusual ... Continue Reading »
August 5th, 2010 | 2 Comments ››
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott
One of my readers recently asked about how much debt he needed to file bankruptcy. That's a good question, and I'm asked that frequently.
There's no ... Continue Reading »
January 26th, 2010 | No Comments ››
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott
Let's face it. Debt isn't funny, nor is bankruptcy. But sometimes you need a break from the stress and worry. Check out comedian ... Continue Reading »