Credit Counseling

U.S. Trustee Suspends Debtor Audits

May 13th, 2013  |  No Comments ››

The United States Trustee's Office announced that it has suspended debtor audits. The 2005 Bankruptcy Code (BAPCPA-- "Bankruptcy  Abuse Prevention and Consumer Protection Act") required the audits, which are performed by accounting firms ... Continue Reading »

Bankruptcy is GOOD for Your Credit Score!

February 20th, 2012  |  No Comments ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Bankruptcy is GOOD for your credit score! "Wait a second!" you say, "bankruptcy ruins your credit for 10 years.  Everyone knows that!"  False. People come to me with ... Continue Reading »

Filing Bankruptcy and Keeping “Just One” Credit Card

July 21st, 2010  |  1 Comment ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankrupty means listing all your debts.   Sometimes I hear clients say that they don't want to "file on" a certain debt.   However, you ... Continue Reading »

Should I Try Credit Counseling? (Part Two)

October 17th, 2009  |  No Comments ››

[caption id="attachment_350" align="aligncenter" width="573" caption="Photo by Kim Held"][/caption] Written by Charleston Bankruptcy Lawyer, Russell A. DeMott In "Should I Try Credit Counseling? (Part One)" I  discussed the fact that credit counseling--and by this ... Continue Reading »

Should I Try Credit Counseling? (Part One)

September 3rd, 2009  |  No Comments ››

[caption id="attachment_103" align="aligncenter" width="810" caption="Photo by Michael Mulligan"][/caption] Written by Summerville Bankruptcy Attorney, Russell A. DeMott You want to avoid filing bankruptcy.   Everyone does.   What are your options?   What about credit counseling? Let's ... Continue Reading »

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