June 20th, 2010 | 2 Comments ››
Guest Post by Northern Michigan Bankruptcy Lawyer, Paul Slough
There's no shortage of exploitive "get out of debt" offers. One area ripe with abuse is the arena of non-attorneys who prepare ... Continue Reading »
April 8th, 2010 | No Comments ››
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott
In parts one, two, and three, I explained secured debt, liability, how the automatic stay comes into play with reaffirmation agreements, and my opinion about whether ... Continue Reading »
March 25th, 2010 | No Comments ››
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott
In "Bankruptcy Reaffirmation Agreements (Part One)" I explained that reaffirmation only applies to secured debt on personal property. I also explained that it only applies to ... Continue Reading »
October 2nd, 2009 | 1 Comment ››
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott
If you want to file a Chapter 7 bankruptcy, and your income is over the median income for your state, you must take a "means test" ... Continue Reading »
September 5th, 2009 | 1 Comment ››
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott
The Bankruptcy Code requires debtors to list all debts in their bankruptcy paperwork (called "schedules"). You cannot pick what debts to include in your bankruptcy and ... Continue Reading »