Guest Post by By Victoria Maydanik, consumer bankruptcy attorney in San Jose, California and owner of Maydanik Law Firm. Each year during tax season, hundreds of people lose some or all of their tax refund in bankruptcy court. After the first of each year, here is a fairly typical discourse between the bankruptcy trustee and…
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Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Having enough tax withheld is critical for your financial success. In my Charleston bankruptcy practice, I see lots of tax problems. Clients usually owe the IRS or the South Carolina Department of Revenue. We can usually Using Bankruptcy to Discharge Tax Debt or repay it in a…
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Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Once we decide a Chapter 13 bankruptcy is in your best interest, the next question you’ll probably ask is, “how much will my Chapter 13 payment be?”
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Guest Post Written by Platteville, Wisconsin Bankruptcy Lawyer, Bret Nason A popular bankruptcy-related internet search is: “Can I file bankruptcy on my own?” The short answer is yes. Filing bankruptcy without the help of an attorney is allowed and is called a pro se filing. However, filing pro se is a really bad idea. Unless…
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Guest Post by Garden City, New York Bankruptcy Lawyer, Frank P. Pipitone As a new father, my 9-month-old son is teaching me lessons on a daily basis. Besides the crash course I am getting in child development, I have learned more about life, love and happiness in the last 9 months than all the previous…
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Written by Charleston Bankruptcy Lawyer, Russell A. DeMott When people starting thinking of bankruptcy, they wonder about whether their property will be taken. “Will they take my house? Will they take my car?” they ask. That’s where exemptions come in. What are exemptions? Exemptions are laws which allow a debtor to protect a certain amount…
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Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Homeowners’ dues can be an important consideration in your bankruptcy. And by “homeowners’ association dues,” I’m including condo dues and other dues–by any name–which must be paid as part of your regime. Unpaid dues are a lien on your property Whether you’ve filed bankruptcy or not, unpaid…
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South Carolina median income numbers effective May 1, 2012 are now out. They are as follows: Household of 1: $38,849 Household of 2: $49,363 Household of 3: $52,428 Household of 4: $64,898 For each household member over four, add $7,500. What’s this mean? Income figures are up for all household sizes. This means it’s now…
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Guest Post Written by Sergei Lemberg, Fair Debt Collection Practices Act Lawyer Debt Collector Calling? Know Your Rights! Since the Great Recession began in 2008, debt collectors have been working overtime. Between falling real estate values and rising unemployment, consumers have had less money to pay their bills. From the debt collector’s perspective, it’s no…
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Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Senior citizens have problems with debt just like everyone else. Over the last couple of weeks, I’ve met with two sweet older ladies to discuss their financial problems. First things first The first thing I do when dealing with an older client is to determine what assets…
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