Chapter 13 bankruptcy

Don’t Shoot the Repo Man!

August 27th, 2011  |  No Comments ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Bankruptcy can help you stop repossession and even allow you to get your vehicle back after it's been repossessed.  Shooting the repo man is not only ... Continue Reading »

Chapter 13 Bankruptcy and the “Mulligan Rule”

June 25th, 2011  |  No Comments ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Chapter 13 bankruptcy is a tool of sorts.   You can do some things in Chapter 13 you just can't do in Chapter 7--stripping mortgages, for ... Continue Reading »

Chapter 13 Bankruptcy: Should You Buy a Car Prior to Filing?

April 13th, 2011  |  2 Comments ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Chapter 13 bankruptcy changed significantly in 2005 with the advent of our new Bankruptcy Code.   As I tell my clients, "Chapter 13 used to be ... Continue Reading »

Mortgage Stripping in Bankruptcy

December 18th, 2010  |  2 Comments ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Mortgage modification in bankruptcy is a confusing topic.   Some say you can.   Some say you can't. As with most bankruptcy issues, the answer ... Continue Reading »

Mortgage Modification Checklist

November 26th, 2010  |  No Comments ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Mortgage modification is a hot topic lately.   And most commentators have rendered a verdict: Mortgage modification programs like HAMP and HAFA (Home Affordable Modification Program ... Continue Reading »

Filing Bankruptcy: “Will I Hurt My Wife’s Credit When I File?”

August 10th, 2010  |  2 Comments ››

Guest Post Written by Rome, Georgia Bankruptcy Lawyer, Jeff Kelly When filing bankruptcy, if your spouse has not signed any contracts with you, your spouse's credit score will not be affected by your filing. Before ... Continue Reading »

What is Chapter 13 Bankruptcy? (Part Two)

April 29th, 2010  |  No Comments ››

Written by Summerville Bankruptcy Lawyer, Russell A. DeMott Chapter 13 bankruptcy is all about payments.   As I've said before, the Chapter 13 bankruptcy trustee is happy if you "pay early and pay often." ... Continue Reading »

What is Chapter 13 Bankruptcy? (Part One)

April 15th, 2010  |  No Comments ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Chapter 13 bankruptcy is more involved that Chapter 7 bankruptcy.   There are things you can do in Chapter 13 that can't be done in a ... Continue Reading »

South Carolina Bankruptcy Median Income Figures Change March 15

March 8th, 2010  |  No Comments ››

Bankruptcy Median income figures change again on March 15.   Unless your debts are primarily business debts, these figures help the court determine whether or not you must complete the means ... Continue Reading »

Obtaining Credit After You’ve Filed Bankruptcy

February 18th, 2010  |  No Comments ››

Guest Post Written by Mesa, Arizona Bankruptcy Lawyer, Samuel Woodruff While there is no quick solution to getting your credit back on track after filing bankruptcy, there are a few things that you should ... Continue Reading »

Filing Bankruptcy and My Security Clearance

February 8th, 2010  |  2 Comments ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Let's face it. Military families are not immune to financial problems. Here in the Charleston, South Carolina area, there's a strong military presence with the Charleston ... Continue Reading »

Chapter 13 Bankruptcy Stops Foreclosure

January 23rd, 2010  |  2 Comments ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott I've often referred to Chapter 13 bankruptcy as a tool.   And here's one thing this tool is good for: Stopping Foreclosure. I got a call last ... Continue Reading »

Bankruptcy Lawyer’s Fees: “How Much is It?”

January 15th, 2010  |  8 Comments ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott It happened again today.   I got a call about "it."   Specifically, the lady wanted to know how much "it" was.   What was the ... Continue Reading »

Domestic Support Obligations in Bankruptcy (Part Three)

January 8th, 2010  |  No Comments ››

Written by Charleston Bankruptcy Attorney, Russell A. DeMott In parts one and two of "Domestic Support Obligations in Bankruptcy," I explained what a domestic support obligation was and that it's something you can't discharge ... Continue Reading »

What Happens to My House if I File Bankruptcy? (O’Keefe Post I)

December 11th, 2009  |  No Comments ››

Written by Summerville Bankruptcy Lawyer, Russell A. DeMott I am pleased to begin this series of video posts by my Bankruptcy Law Network colleague, Kurt O'Keefe.   Kurt is a seasoned bankruptcy lawyer in ... Continue Reading »

Can Creditors Take My Retirement Funds? (Part Two)

December 5th, 2009  |  2 Comments ››

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott In "Can Creditors Take My Retirement Funds ? (Part One)" I discussed the protection offered under both state and federal law for retirement assets such as ... Continue Reading »

New Bankruptcy Median Income Figures Effective November 1, 2009

October 10th, 2009  |  No Comments ››

Photo by Kim Held Written by Summerville Bankruptcy Lawyer, Russell A. DeMott If you need to file bankruptcy, you must first determine whether you are above median income for the ... Continue Reading »

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